Happy Memorial Day

memorial day

This Memorial Day, please set aside some time to observe a moment of silence in honor of our heroes and heroines who sacrificed or risked their lives for our country and our freedom.  We, your business partners at WRT, wish you and your families a very safe and enjoyable Memorial Holiday weekend.

 

Please be advised that our office, as well as ALL County Recorders offices will be closed on Monday, May 30th, 2016 in observance of this federal holiday!
Customer Service | (888) 743-0412
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Happy Mother’s Day!

 mothers day
To All The Deal Makers:
If you are a mom, you are a great “deal-maker.”
You are the shrewdest of negotiators
And a true master of your craft.
You know exactly what it takes
To remove All contingencies
And get the job done.
If you are a great “deal-maker,”
Then you owe your mom FULL commission,
In love and appreciation,
For brokering the best escrow of her life!
-Marcus Jacques
Happy Mother’s Day!

What is a Legal Description?

A Legal Description (also known as Land Description) consists of the written words which delineate a specific piece of real property.  In the written transfer of real property, it is universally required that the instrument of conveyance (in California, a Grant Deed) include a written description of the property. Attached please find examples of how legal descriptions appear on title documents of record.

CFPB

IMPORTANT TITLE TIP:  As title insurers, it is the Legal Description and the corresponding Assessor’s Parcel Number (APN) that we insure to, NOT the property’s address.  The Post Master and Tax Assessor employ two different means of classifying property.

Click here for sample

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www.WesternResourcesTitle.com

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CA Prop 60/90: The Tax Breaks for Seniors

These two constitutional amendments, passed by California voters provide property tax relief for persons aged 55 and over.  Implemented by section 69.5 of the Revenue and Taxation Code, they allow these persons, under certain conditions, to transfer a property’s factored base year value from an existing residence to a replacement residence.

Important to note about these two tax transfer initiatives is that Proposition 60 allows transfers of base year values within the same county (intracounty), while Proposition 90 allows transfers from one county to another county in California (intercounty) and it is the discretion of each county to authorize such transfers.

In the link below please find a WRT marketing piece on these propositions.  For more technical answers to your questions, here’s the FAQ’s link as found on the California State Board of Equalization website: PROP 60/90

Click here for WRT Proposition 60 /90 Handout

Customer Service | (888) 743-0412
www.WesternResourcesTitle.com

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Life of a Title Order…

title problemsIt’s our job to keep you “in the know”.  Please find in the link below, a bullet-point list of all that goes into the issuance of a title policy.

At Western Resources Title, service is our number one priority.  We make sure that every client is taken care of quickly and efficiently every day.

Property Taxes are Due April 10th!*

IMPORTANT REMINDER… and great reason to call your past clients to remind them that their property taxes are due!

*Keep in mind that April 10th falls on a Sunday this year so Monday the 11th is the deadline by 5PM.

apriltax

 Click below to pay online:

Los Angeles County  –  Orange County  –  Riverside County

San Bernardino County  –  San Diego County

Transfer On Death Deed (Assembly Bill 139)

A new California law took effect this year that allows the use of transfer on death (RTD) deeds for real property. A RTD deed is a revocable beneficiary deed, involving the gift of an individual’s residence, which does not become a completed transfer until the death of the
transferor. It is limited to multi-unit properties with one to four dwelling units, condominiums and single family residences (with fewer than 40 acres of agriculture land).

Click here for more information and here to download the blank deed with a Q&A.

Spring Daylight Savings

It’s time to Spring Forward
Set your clock forward an hour on March 12th.
When we change our clocks it’s a good time to…

  • Check and replace the batteries in your smoke and carbon monoxide(CO) alarms. Replace any smoke alarms older than ten years. Replace any CO alarms older than five years.
  • Prepare a disaster supply kit for your house (water, food, flashlights, batteries, blankets). Once you’ve created your home disaster kit, use the semi-annual time change to check its contents(including testing/replacing flashlight batteries).

Get the Service You Deserve

girl with headsetAre you waiting days to get your prelims and months to get your policy? Are you tired of unanswered emails and unreturned phone calls? Are you frustrated by having to deal with multiple title companies throughout the state?

WE DELIVER

  • Preliminary Title Reports electronically within 48 hours
  • Policies within 7 days of closing
  • Service in all 58 counties within California

At Western Resources Title, service is our number one priority. We make sure every client is taken care of quickly and efficiently every day.

Honoring Presidents’ Day!

A great president, just like a great business leader, can inspire action.
This President’s Day, we honor our great leaders, we hope you are motivated to achieve the success you so desire.

presidents day cropped

County Recorder’s Presidents’ Day Schedule
The following are the upcoming holiday closures for the Southern California Clerk/Recorders Offices:

County/Office Friday, February 12th, 2016 Monday, February 15th, 2016
Los Angeles Open Closed
Orange Closed Closed
Riverside Closed Closed
San Bernardino Open Closed
San Diego Open Closed
Ventura Open Closed
WRT Open Closed