Do I need to Homestead my property?


In a distressed housing market, it is natural for homeowners to question the security of their homeownership. Attached is an informative piece on how a homestead declaration operates in the state of California.It is important to remember that a homestead provision offers homeowners only limited protection from a forced sale to satisfy certain debts.  As always, we kindly recommended you direct all legal/debt questions to the proper professional.

Happy Mother’s Day!

 mothers day
To All The Deal Makers:
If you are a mom, you are a great “deal-maker.”
You are the shrewdest of negotiators
And a true master of your craft.
You know exactly what it takes
To remove All contingencies
And get the job done.
If you are a great “deal-maker,”
Then you owe your mom FULL commission,
In love and appreciation,
For brokering the best escrow of her life!
-Marcus Jacques
Happy Mother’s Day!

What is a Legal Description?

A Legal Description (also known as Land Description) consists of the written words which delineate a specific piece of real property.  In the written transfer of real property, it is universally required that the instrument of conveyance (in California, a Grant Deed) include a written description of the property. Attached please find examples of how legal descriptions appear on title documents of record.


IMPORTANT TITLE TIP:  As title insurers, it is the Legal Description and the corresponding Assessor’s Parcel Number (APN) that we insure to, NOT the property’s address.  The Post Master and Tax Assessor employ two different means of classifying property.

Click here for sample

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Honoring Presidents’ Day!

A great president, just like a great business leader, can inspire action.
This President’s Day, we honor our great leaders, we hope you are motivated to achieve the success you so desire.

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County Recorder’s Presidents’ Day Schedule
The following are the upcoming holiday closures for the Southern California Clerk/Recorders Offices:

County/Office Friday, February 12th, 2016 Monday, February 15th, 2016
Los Angeles Open Closed
Orange Closed Closed
Riverside Closed Closed
San Bernardino Open Closed
San Diego Open Closed
Ventura Open Closed
WRT Open Closed


The power (or lack thereof) behind a Power of Attorney.

There have recently been many questions, issues and potential title/legal ‘fires’ regarding Powers of Attorney and how they work in the sale of real property.

Here are some of the more IMPORTANT FACTS regarding Powers of Attorney:

1. There are different types of Powers of Attorney for different and specific purposes.

2. In most cases, title companies will require a Specific Power of Attorney granting a Specified Attorney in Fact the authority to act as a representative to sell a specified parcel of property.

3. A Power of Attorney cannot be used to act on behalf of a trustee of a trust.

4. All Power of Attorney documentation should be reviewed (verified) before entering into any sort of real estate contract/agreement. Similarly, most title companies will require a copy of this documentation to determine its valid application to the transaction at hand.

5. Most title companies WILL NOT accept a Power of Attorney that is older than two years.

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Happy Springtime!

????????????????????From our Western Resources Title Family to yours… We want to wish you a Happy Easter, Passover and Nowruz!

Here at Western Resources Title we know springtime is a the season to refresh.  We want to remind you that it is a great time to update farms and get your lists ready for summer business.

Please give your title representative or the Resource Center a call so that we can update your farms.  We can provide you with any format you require including those compatible your contact management system.

We’re always here to help!

Property Tax Schedule


The following schedule is intended to serve as a general guide to property-owners.

July 1 Beginning of the fiscal year.
August Treasurer-Tax Collector’s Office mails delinquent prior year secured notices.
August 31 UNSECURED TAX DELINQUENCY DEADLINE as of 5:00 p.m.  A 10% penalty plus a $75.00 collection fee is added as of 5:00 p.m.
Sept 25 – Oct 5 The Treasurer-Tax Collector’s Office mails out original SECURED PROPERTY TAX bills.
October Unsecured Tax liens filed for unpaid unsecured accounts.
November 1 First SECURED PROPERTY TAX installment is due; delinquent UNSECURED accounts are charged additional penalties of 1.5% per month until paid.
December 10 FIRST INSTALLMENT payment deadline. A 10% penalty is added after the deadline.
January Treasurer-Tax Collector’s Office mails delinquent notice for unpaid FIRST INSTALLMENT and SUPPLEMENTAL SECURED INSTALLMENTS.
February 1 Second SECURED PROPERTY TAX installment due.
Feb – March Treasurer-Tax Collector mails delinquent prior year secured installment.
March – July UNSECURED PROPERTY TAX statements mailed.
April 10 Second SECURED PROPERTY TAX installment payment deadline.  A 10% penalty plus $23.00 cost is added after the deadline.
May Treasurer-Tax Collector mails delinquent notices for any unpaid first and second installment taxes and SUPPLEMENTAL SECURED INSTALLMENTS.
June 30 End of fiscal year.
July 1 Delinquent SECURED accounts and SECURED SUPPLEMENTAL accounts are transferred to delinquent tax roll and additional penalties added at 1.5% per month on any unpaid tax amounts, plus $15.00 redemption fee.

Please note that the list above includes only the more significant dates and may not include all items or activities in the regular tax cycle.  If a delinquent date falls on a weekend or holiday, the delinquent date is the next business day.   In addition, SUPPLEMENTAL TAX bills are mailed throughout the year.

Wishing you a Happy and Safe 4th of July!

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On behalf of all your title partners at Western Resources Title, we wish you and your loved ones a safe and enjoyable 4th of July Holiday.

At WRT we believe that service should be hands-on and local.  We have come to be known as the most expedient resource in the title industry, but did you know that ALL of our work is done locally?  From the searching and abstracting of a preliminary title report to the issuance of a title policy, all of this work is done in your back yard and not some distant land or time zone.

Thank you for supporting WRT, an 100% American Made company and product!

Please be advised that our office as well as all county recorders offices will be closed on Friday, July 4, 2014.