Understanding Legal Descriptions

A Legal Description (also known as Land Description) consists of the written words which delineate a specific piece of real property.  In the written transfer of real property, it is universally required that the instrument of conveyance (in California, a Grant Deed) include a written description of the property. Attached please find examples of how legal descriptions appear on title documents of record.

IMPORTANT TITLE TIP:

As title insurers, it is the Legal Description and the corresponding Assessor’s Parcel Number (APN) that we insure to, NOT the property’s address.  The Post Master and Tax Assessor employ two different means of classifying property.

Click here for sample

Life of a Title Order…

blogIt’s our job to keep you “in the know”.  Please find in the link below, a bullet-point list of all that goes into the issuance of a title policy.

At Western Resources Title, service is our number one priority. We make sure that every client is taken care of quickly and efficiently every day.

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CA Prop 60/90: The Tax Breaks for Seniors

These two constitutional amendments, passed by California voters provide property tax relief for persons aged 55 and over.  Implemented by section 69.5 of the Revenue and Taxation Code, they allow these persons, under certain conditions, to transfer a property’s factored base year value from an existing residence to a replacement residence.

Important to note about these two tax transfer initiatives is that Proposition 60 allows transfers of base year values within the same county (intra-county), while Proposition 90 allows transfers from one county to another county in California (inter-county) and it is the discretion of each county to authorize such transfers.

In the link below please find a WRT marketing piece on these propositions.  For more technical answers to your questions, here’s the FAQ’s link as found on the California State Board of Equalization website: PROP 60/90

Click here for WRT Proposition 60 /90 Handout

Happy Springtime!

????????????????????From our Western Resources Title Family to yours… We want to wish you a Happy Easter, Passover and Nowruz!

Here at Western Resources Title we know springtime is a the season to refresh.  We want to remind you that it is a great time to update farms and get your lists ready for summer business.

Please give your title representative or the Resource Center a call so that we can update your farms.  We can provide you with any format you require including those compatible your contact management system.

We’re always here to help!